Social Security Disability Attorney in Knoxville, TN

If you’ve applied for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) and are waiting for a decision, you may be wondering if you can work in the meantime. At Easter & DeVore, we help clients across Knoxville, TN navigate this complicated question and make informed choices that won’t jeopardize their disability claim.

Understanding Substantial Gainful Activity (SGA)

The Social Security Administration (SSA) uses a benchmark called Substantial Gainful Activity (SGA) to determine whether someone is disabled. If you are working and earning more than a specific monthly amount, the SSA may decide that you’re capable of gainful employment—and therefore not eligible for benefits.

As of 2024, the monthly SGA limit is:

  • $1,550 for non-blind individuals
  • $2,590 for blind individuals

If your earnings exceed these amounts, your claim may be denied—even if your medical condition has not improved. It’s important to note that the SGA limits are adjusted annually.

Can You Work Below the SGA Threshold?

Yes, you can work while your claim is pending—as long as your income stays below the SGA limit. Many individuals engage in part-time work to help meet basic needs while waiting for a decision. However, even working part-time can raise questions with the SSA. They may examine the type of work you’re performing, the number of hours, and whether you’re receiving any special accommodations that would not be available in a competitive work environment.

If the SSA believes your work activity indicates an ability to perform full-time work or contradicts your stated limitations, your claim could be delayed or denied.

Trial Work Period (TWP) Considerations

If you are already receiving SSDI benefits and attempt to return to work, you may be eligible for a Trial Work Period (TWP). During this time, you can test your ability to work without immediately losing your benefits. This only applies after benefits begin—but it’s important to understand how work can affect your long-term eligibility.

Reporting Work Activity

If you decide to work while your claim is pending, it’s critical to report your work activity to the SSA. Failure to do so could result in overpayments, delays, or accusations of fraud. Keep detailed records of:

  • Your employer and job duties
  • Hours worked each week
  • Monthly earnings
  • Any job-related accommodations

Speak to an Attorney Before Working

Before starting a new job while your disability claim is pending, it’s best to consult with an attorney who understands SSA rules and Tennessee-specific considerations. At Easter & DeVore, we can help you determine whether working is advisable and ensure that any work you do is properly documented and reported to protect your claim.

Contact Easter & DeVore

If you’re considering working while your Social Security Disability claim is pending, or if you’ve already started part-time work and need legal guidance, contact Easter & DeVore in Knoxville, TN. We’ll help you understand your options, comply with SSA rules, and protect your benefits. Schedule a consultation today.